Our Guide to Chartering a Yacht: Everything You Need to Know

Chartering a yacht is the ultimate way to enjoy luxury, freedom, and adventure—all in one unforgettable experience. Whether you’re planning a relaxing family holiday, a romantic escape, or an exciting trip with friends, a private yacht charter offers a unique blend of comfort and exploration.

In this guide, we’ll walk you through everything you need to know about chartering a yacht—from choosing the right type to planning your itinerary—so you can set sail with confidence.

1. Why Charter a Yacht?

Chartering a yacht gives you the freedom to explore beautiful coastlines, hidden coves, and exotic islands—all on your own schedule. It’s a luxury travel option that combines first-class service with personalised experiences.

Key benefits:

  • Privacy & exclusivity – Escape crowded resorts.
  • Tailored itineraries – Visit places that interest you most.
  • All-inclusive options – With a crew, chef, and even water toys on board.
  • Ideal for events – Celebrate birthdays, honeymoons, or anniversaries in style.

2. Choosing the Right Yacht for You

There are several types of yachts to consider, each offering a different experience:

  • Sailing yachts – Great for traditionalists and nature lovers.
  • Motor yachts – Ideal for speed, luxury, and comfort.
  • Catamarans – Spacious and stable, perfect for families or groups.
  • Gulets – Popular in the Mediterranean, combining old-world charm with modern comforts.

The choice depends on your group size, travel preferences, and budget.

3. Crew or Bareboat?

  • Crewed Charter: Includes a captain, chef, and often additional crew. You simply relax and enjoy.
  • Bareboat Charter: You or someone in your party will need a valid sailing license to skipper the boat.

If you’re new to yachting or want a more luxurious experience, a crewed charter is highly recommended.

4. Pick Your Destination

Some of the most popular yacht charter destinations include:

  • The Mediterranean – Greece, Croatia, Italy, and the South of France.
  • The Caribbean – The Bahamas, British Virgin Islands, St. Lucia.
  • Southeast Asia – Thailand and Indonesia for exotic escapes.
  • Northern Europe – Explore Norway’s fjords or the Baltic coast.

When choosing your destination, consider:

  • Weather and best seasons to travel
  • Local cruising regulations
  • Activities available (snorkeling, diving, island-hopping)

5. Understand the Costs

Yacht charter costs can vary based on yacht size, location, and time of year. Prices typically include the yacht and crew, but there are additional expenses to factor in:

  • APA (Advance Provisioning Allowance) – Covers fuel, food, drinks, and mooring fees.
  • Crew gratuity – Often 10-20% of the charter price.
  • VAT or local taxes – Depending on the destination.

Pro tip: Always ask for a full quote upfront to avoid unexpected fees.

6. Currency Considerations When Booking Abroad

If you’re chartering a yacht in a foreign country, don’t forget to factor in the currency exchange. Booking in local currency via banks or international transfers may come with hidden fees and poor exchange rates.

Tip: Using a currency specialist like Currencies 4 You can help you save money on large overseas payments—whether it’s a yacht charter, villa rental, or any luxury booking abroad.

7. Plan Your Itinerary (But Stay Flexible)

Work with your charter company or crew to build an itinerary that suits your pace and interests. Whether you prefer bustling harbors and nightlife or quiet bays and natural beauty, a good crew will guide you to the best spots.

Remember, the beauty of a yacht charter is that you can change course as you go!

8. What to Pack

  • Light, breathable clothing
  • Swimwear and cover-ups
  • Boat shoes or non-marking soles
  • Sunglasses and high-SPF sunscreen
  • Waterproof bags for valuables
  • Travel adapters (if abroad)

Most yachts come well-equipped, but it’s always a good idea to double-check with your charter company.

Ready to Set Sail?

Chartering a yacht is one of the most exciting and luxurious ways to explore the world. With the right planning, crew, and destination, your experience can be truly unforgettable.

And don’t forget—if you’re paying for your charter in a foreign currency, speak to our team at Currencies 4 You. We’ll help you avoid unnecessary charges and get the most from your money at sea.

Our Locations

Currencies 4 You operates in a number of locations, speak to your local representative for the best solutions for you.